NearFaith Care — Contributor Terms & Tax Treatment

NearFaith is operated by an Arizona limited liability company (“the operator”), a for-profit Arizona limited liability company. At launch, the operator is the administering entity.Your contribution is a payment to the operator, collected by its payment processor (Stripe) into the operator’s account.

The operator records every Care contribution in a designated Care Fund ledger, kept separate from its other revenue, and publishes the ledger totals (Section 8). The Care Fund is an accounting designation, not a trust, escrow, or separate legal entity. Contributors acquire no ownership, beneficial interest, or claim in the fund or in any award.

The operator may in future route contributions to (i) a verified participating church, (ii) a qualified charitable organization or fiscal sponsor, or (iii) a properly structured NearFaith nonprofit entity. If that happens, the receiving entity will be named on the giving page at the point of contribution and these terms will be reissued with a new version number before the change applies.

Contributions go into one pooled NearFaith Care Fund. You may express a preference— Education, Families, Emergency essentials, Transportation, Job needs, or “wherever needed most” — which guides how the fund leans. You may never designate a specific person, family, church, or request. Every award is decided by the appointed NearFaith Care Review Board under the Eligibility & Award Policy, and the board keeps final discretion over which verified need each award covers. A preference is not a restriction, and no contribution is held for a particular applicant.

Every contribution is split the same way, in this order, and the exact figures for your contribution are shown in your acknowledgment email:

1. Payment processing fee.The processor’s fee (for cards, currently about 2.9% plus $0.30 per transaction) is deducted first. The operator does not keep any part of it.
2. Operator share.A published percentage of what remains is retained by the operator to pay for platform upkeep (hosting, development, security, email delivery), program administration, and the operator’s verification, review, and consulting work that runs the program. The current rate is shown on the giving page, on the checkout screen, and in your acknowledgment. At publication of this version the rate is 20%. The operator may change the rate, but under this version it can never exceed 30%; a higher ceiling would require a new version of these terms published before it applies. Monthly contributions use the rate in effect when each payment is processed.
3. Award pool. Everything left is credited to the award pool and is used solely to pay approved Care awards (up to $500 each) toward verified needs — wherever practical, paid to the vendor rather than as cash. The award pool is never used for operator expenses, and awards are never recorded against a pool balance that does not exist.

If the program is discontinued, any remaining award pool will be applied to approved awards or transferred to a qualified charitable organization serving similar needs. It is not retained by the operator.

• The operator is not a 501(c)(3) or other tax-exempt organization, and NearFaith Care is not a charity.
• A contribution is a payment to a for-profit company. It is not tax-deductible as a charitable contribution, and the operator does not issue tax receipts. The acknowledgment email you receive is a record of payment, not a receipt for tax purposes.
• If contributions are ever routed to a qualified tax-exempt entity under Section 1, that entity — never NearFaith or the operator — decides and documents any tax treatment. Unless a giving page names such an entity as the recipient, assume your contribution is not deductible.
• Nothing on NearFaith is tax advice. Consult your own tax advisor.

• You must be at least 18 and use a payment method you are authorized to use.
• Single contributions are accepted from $5 to $5,000; monthly contributions from $5 to $1,000 per month. Contact us before contributing more so we can talk first.
• Do not contribute funds you hold for someone else without their authority, and do not contribute in order to influence a decision on any application, including your own. Such contributions may be refunded and the related application declined.
• The operator may decline, pause, or refund any contribution at its discretion, and may close giving at any time.

• A monthly contribution charges the same amount each month until you cancel. Cancel any time from the link in your acknowledgment email; cancellation takes effect at the end of the current period and no further charges are made.
• You may request a refund of a one-time contribution, or of any single monthly charge, within 14 days of the charge by replying to your acknowledgment email or using nearfaith.com/contact. Requests within that window are honored in full where the amount has not yet been applied to an award; otherwise the operator decides case by case. Processing fees already charged by the processor may not be recoverable.
• If you believe a charge is mistaken, contact us before disputing it with your card issuer — we resolve genuine errors directly.

A contribution buys nothing: no goods, services, membership, advertising, or recognition, and no influence over any application, verification, or Review Board decision. Contributors never receive applicant names, stories, church-verification outcomes, or any personally identifying information, at any contribution level. A contributor who also serves as a church verifier or Review Board member must recuse from any application they might be seen to have funded.

The giving page publishes live ledger totals: amount pooled for awards, amount awarded, amount available, number of contributors, active monthly supporters, and totals by preference. The published totals include the processing fees deducted and the operator share retained, so the split in Section 3 can be checked against the ledger at any time. Reporting is aggregate only and never identifies an applicant or contributor. Contribution records and the append-only audit trail are kept for seven years.

The operator is a for-profit company and is not registered as a charitable organization in any state. NearFaith Care is a private benevolence program of the Christian community operated by that company under these terms; it does not represent itself as a charity, and contributions are made on that basis. The operator reviews its registration and payment-handling obligations as the program grows and will update this document, with a new version number, whenever its structure or obligations change. If you are unsure whether contributing is appropriate for you or for an organization you represent, consult your own advisor first.

What is collected when you contribute, who sees it, and how long it is kept is set out in the Care Privacy & Data Retention Notice (Contributors section). Card and bank details are entered on and held by Stripe; the operator never sees full card numbers.

Material changes are published here with a new version line before they apply; the version in effect when you contribute governs that contribution. These terms are governed by the laws of the State of Arizona, with venue in its courts, consistent with the Care Program Terms of Use. Questions and requests go to nearfaith.com/contact.